Professional expert debt collection.
Any Industry. Hire us today!


American Credit offers a complete collection system, giving us the ability to resolve any collection problem that you may have.

Debt Collecting Services


Local • National • International

Resources and a network of reliable contacts eliminates geographical limitations.

No Fees

No fee or hidden charges

We don’t get paid unless we collect. 


Advanced location methods

Professional skip tracing and access to multiple databases to locate individuals.

School Tuition

Specialization for results

Over 60 independent schools trust American Credit to professionally collect debt and preserve institutional reputations.

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What our clients say

I have worked with American Credit for many years and they have had success collecting on accounts that we had given up on. We appreciate that they are willing to tailor their collection style for a softer approach that is more in line with what our clients expect while still getting results. They handle all aspects of the collection process once the account is handed over from initial contact through court filings.


Independent School of the Arts


Our school has been working with American Credit since 2016. We chose them as we wanted a smaller company that could provide us with personalized service. They always ensure that they are providing a style of collection that fits our school's mission and culture, which is very important to us. American Credit has been successful in closing some of our toughest cases and I recommend this company without hesitation.


Independent School


I have worked with American Credit for many years and have been very happy with their service. I highly recommend American Credit for managing delinquent receivables for any industry.


Trade School


American Credit has been our collection agency since 2016. They are professional and respectful when dealing with our clients. They have been successful in recovering revenues that would have been lost had we not partnered with them.

Director of Finance

Catholic School


Our company has been doing business with American Credit since 2007. We are very happy with their services and would highly recommend American Credit. We always get a quick response to any questions.

Hearing Professional


After years of bouncing around from one horrible collection agency to another, we finally found the best!


Oil Company


Our practice has been working with American Credit for almost 15 years. We have been very happy with our collection results and the professional manner with which our patients are handled. We would definitely recommend them to other practices!

Eye Care Company


American Credit has allowed me to run my business with effectiveness, allowing us to mitigate our risk with an eye on our bottom line. I take comfort that they are working diligently to protect our business’s interest.

Director of Finance & Operations

Independent School


I have been working with American Credit since 2012. We own several dental practices and send all our collections to them after exhausting our in office attempts. American Credit is professional, efficient, and extremely easy to work with. Most importantly they get results! I would highly recommend American Credit.

Dental Practice


As an administrator, debt collection can be one of the hardest tasks in a day. We are grateful for American Credit. We have been in partnership for over 10 years. They are professional, fair and always available to answer any questions or concerns. We highly recommend, American Credit!

Business Manager

Catholic School


Are you ready to get your debt collected?

Hire us today! We'll help you with your debt collection!

American Credit is an owner-operated collection agency with over 25 years of industry experience.  I provide personalized and professional service with the highest level of accountability. My clients never need to be concerned about unprofessional tactics that negatively impact reputations that take years and decades to build. My collection system gives me the ability to resolve any collection problem that you may have


  • Monthly Collection summaries and status reports
  • Associations with Experian and Accurint for credit reporting and skip tracing
  • We accept all major credit cards and checks by phone for debtor payments
  • Associations with attorneys across the country for situations where suit is necessary
  • There is no charge unless we collect
  • No upfront or hidden charges or fees

Contact Us

Call Now 978-657-9656

PO Box 941, Tewksbury, MA, 01876

This is a web site of a collection agency. This is an attempt to collect a debt. Any information obtained will be used for that purpose.

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This is a web site of a collection agency. This is an attempt to collect a debt. Any information obtained will be used for that purpose.

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